Conditions and perspectives in the German health insurances system
Special Report by the Monopolies Commission pursuant to Section 44(1)(4) ARC, 7 March 2017
- The Monopolies Commission criticizes competition deficits in statutory and private health insurance, which reduce the efficiency of the health insurance system and burden the insureds with unnecessary cost.
- The Monopolies Commission argues for more leeway for the health care management in statutory health insurance and advocates developing the risk adjustment scheme (Risikostrukturausgleich) further to eliminate distortions of competition.
- The Monopolies Commission proposes a concept for rendering the change of private health insurance providers more attractive and recommends to facilitate the combination of tariffs whenever private insurers merge.