Policy Brief | Issue 3 | 21 November 2019

Today the Monopolies Commission presents its third policy brief. It deals with the government draft of the Fair Health Insurance Competition Act and its effects on the development of competition in statutory health insurance.

  • The draft of the Fair Health Insurance Competition Act is to be welcomed and strengthens the competitive conditions in statutory health insurance in several aspects.
  • However, competition for the best health care can only really unfold if the next step is an improved legal framework for individual services offered by the health insurance funds.
  • Insurers who invest in the health of their policyholders are currently not paid equivalent compensation for this. The existing draft law should also include an evaluation mandate to take the incidence rate into account in risk structure compensation.

Download Policy Brief (in German language only)